If limiting your interaction with news and pursuing healthy alternatives do not do the trick, then seeing a psychologist or other mental health professional may help. One person, such as a president can have an impact on your life, but your life is still mostly yours to control. 785-532-2889 powercatfinancial@ k-state.edu It also allows you to add your upcoming bills, which will help you see how much you have leftover at the end of the month. Although these tips could seem sporadic, they are important things to consider to keep your expenses down in places that you can control. If you want to understand the why behind your finances and get customized tips, NerdWallet is likely the better option for you. Go outside for a walk or a run. Don’t hesitate to contact your local K-State Research and Extension Office if you have any questions. You just saved $30+ that would have been spent for the exact same experience. However, it does not remind you about them like Mint does. Pinterest is a great site that assembles hundreds of healthy and cheap meal ideas. Throughout the Check Your Credit program, you can request your credit report from the three companies in any order you’d like to. This form is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. I just had to make sure I didn’t make a fool of myself some other way. Enter your email address to subscribe to this blog and receive notifications of new posts by email. Tens of millions of borrowers entering repayment all at the same time would be a difficult task for Federal Student Aid (FSA) and loan servicers, though it could still pose an issue next month if there is a small window between when the extension is set to expire and when Biden takes office. The best way to stick to a budget is to make a plan. Remember, you can schedule a free and confidential client session with the link http://www.ksu.edu/powercatfinancial where we can help you with budgeting, student loans, credit, etc. Typically during the fall and spring semesters we have about 1 post per week. Utilizing online markets like Facebook Marketplace, Amazon, Shopify, EBay, and others are great ways to find deals on almost anything you can think of. 302 K-State Student Union BOOM! The information provided shows you the best repayment option for you to pay off your loans based on the amount and answers to the questions earlier. There are apps for just about every business you can think of and many of them offer deals and rewards. Powercat Financial has been a resource for financial guidance and support in multiple areas including college financial planning and identity theft. Wanting to constantly know the latest results can cause anxiety and lessen the enjoyment of Election Day. Published for the blog on April 27, 2020 by Searcy Financial Services, your Overland Park, Kansas Fee-Only Financial Planner and Investment Manager. The final tab on the right side menu is called the Explore tab. We hope to see you soon! Pop-Up to Powercat Financial on the Union 3rd floor with a money question or concern and receive a free soda. The act of voting, thinking about the election process and caring about democracy are enormous events that can be awe-inspiring and daunting at the same time. After launching the app, click on the three lines in the top right of the screen. If you are concerned about identity theft, checking your reports regularly and placing a security freeze that blocks third-part access to your credit data are two actions that you can take. Powercat Financial It also has a word cloud on the right-hand toolbar to select from common money tip topics addressed in prior blog posts. Make a list of meals you plan to make for the entire week. Get every new post delivered right to your inbox. Financial comedian Colin Ryan allows us to do just that with his book A Comedic Guide to Money: The Skills You’ll Need to Build the Live You Want and live presentations. I have found NerdWallet to be easier to use and to experience less glitches. Don’t believe me? You can learn more about it here: https://events.k-state.edu/event/get_on_the_money_online_scavenger_hunt?utm_campaign=widget&utm_medium=widget&utm_source=Events#.X0_-Z8hKiM8. According to the American Psychological Association, nearly 70% of U.S. adults reported being stressed about the 2020 U.S. presidential election. I know when this happens to me I immediately get anxious and want to avoid the situation. We are currently holding all client sessions via Zoom due to COVID-19. It is also wise to check your reports if you plan to obtain a mortgage, a car loan, or apply for credit in the near future. Our appointments are always free and confidential for your convenience. Additionally, money is a taboo and awkward subject, which is why it can be so difficult to talk about. If they are needed less than that, go in with a friend or a class mate and rent one together to cut the cost down. We also share a link to the blog on our website at www.ksu.edu/powercatfinancial and post them to our social media accounts on Facebook, Twitter or Instagram. The topic of money stirs a lot of emotions. Obviously, the rest of the night was ruined, and they never really talked again. Powercat Financial Kansas State University 302 K-State Student Union Third Floor Manhattan KS 66506-2800 . Cheap healthy foods include oats, eggs, rice, pasta, and beans these are all high filling foods that are healthy in moderation and also high in nutrients. It seems like each election is claimed to be the most important election ever. Also, students can subscribe to the Powercat Financial blog to receive regular financial education tips on everything from completing the Free Application for Federal Student Assistance (FAFSA), locating campus financial resources, protecting against identity theft and much more! Kansas State University 918 N. 17th St. 302 K-State Student Union - Third Floor Manhattan KS 66506-2800 785-532-2889 powercatfinancial@ On the same note, feeling unsure about your financial future is completely normal, especially in a year that’s been anything but normal. Following the stay at home orders and social distancing guidelines, Powercat Financial is still open to supporting anyone needing financial advice. The FAFSA priority date for K-State is December 1st and it is recommended that you try to submit it by that date to be considered for all aid available. Powercat Financial. The next day we asked how the date went and he walks us through a long, cringy story about how his card declined at the movie theatre. This may be your first chance to enjoy learning about the topic of money. Focus on getting the facts from reliable and nonpartisan sources, like the New York Times, Wall Street Journal and others — not from social media. Thank you, your email will be added to the mailing list once you click on the link in the confirmation email. He also teaches us how to build a safety net with an emergency fund and be intentional with our money by creating a budget and observing our spending patterns. A look at the world of student loan servicing. (If you do, leftovers can go towards emergency savings, investments, or retirement contributions. Be sure to ask people that are graduating or even family members if they have something laying around that you could buy from them. Avoid looking too much at the news, be proud of your vote and maintain perspective. One of the biggest surprises and easiest arguments to get into with roommates is around utility bills. Don’t let expenditures that you can control break your budget. While it does not look or feel exactly like it did when we came to classes in August 2019, I for one am very happy to be back and seeing people walking on campus. Powercat Financial You can also drive around college neighborhoods on move-out weekends and score some pretty nice couches, desks, chairs even televisions sitting on the street for anyone to pick up. Congratulations! Occasionally, I join in making a post which is then referenced as coming from “Jodi’s Corner.”. Figuring out what to cook can be the most difficult part of meal planning. 37K likes. You have a bag of popcorn that grandma sent you in a care package and mom still hasn’t kicked you off of the Netflix subscription. The purpose of these platforms is to make the process easier and more sustainable. powercatfinancial@ Visit https://www.kstateupc.com/our-events/2020/8/4/speaker-colin-ryan for streaming details. Leave this field blank, Sharing NAFSAA Article Regarding the Extension of Student Loan Debt Relief through January, 4 Ways To Stay Mentally Healthy While Waiting For Election Day Results, Check Your Credit Report Today by K-State Research & Extension Family Finances Team, Two of the Best Kept Secrets to Save Time, https://blog.mint.com/food-budgets/monthly-grocery-budget-calculator/, Look for deals, coupons and even FREE things to do, Create dates with things you already have. If you have additional questions, remember Powercat Financial is available for online or phone financial counseling sessions which may be requested via our website link at www.k-state.edu/powercatfinancial. One of the coolest things in Manhattan to me are the Christmas lights put up by hotels downtown. As has been the case throughout the pandemic, non-payments will continue to count toward the number of payments required under an income-driven repayment plan, a loan rehabilitation agreement, or the Public Service Loan Forgiveness (PSLF) program. You can sync your account with a spouse and other household members to stay on track. Like most things in life, there is no one size fits all. Powercat Financial is a program at Kansas State University where student advisors get to help their fellow student clients with financial issues ranging from learning to budget, building good credit, making student loan payment plans, and evaluating job offers and benefits for potential future jobs. For many of us, these can be negative emotions such as fear, shame, and/ or guilt from past money experiences. Wally.me also lets you store photos of your receipts and sends notifications when bills are due or you’ve reached a goal. ... Kansas State University's Award-Winning Powercat Financial Counseling Program; Whatever your situation might be, dates can be very expensive. They also both have great visuals, especially for showing spending and net worth (assets minus debt). Once you know what is on the menu you can then make a grocery list of items needed for each meal. You won’t have to wait for your order to be made after already waiting in line, it will be made when you schedule your pickup. https://www.apa.org/news/press/releases/2020/10/election-stress. Trained peer financial counselors helped students learn ways to manage and save money during the holiday season on gift buying, travel, etc. This will show you information from the student and parent, as well as your financial aid history. Probably the most popular free budgeting app on the market, Mint.com is geared towards helping you set a budget and stick to it. WELCOME TO POWERCAT ... Chief Financial Officer . The blog has a handy search feature if you are looking for a post on a particular financial topic. While I normally get back on track I often realize some mistakes that I make while moving back in, buying books/supplies and getting reacquainted with the day-to-day of a college student. Lambert first explained the benefits of meal planning, including saving money and time and improving your health. Going to a movie, play, musical or anything that seems interesting can significantly reduce the total spent during the date and might even be more fun than the movie theatre in the mall can sell you for $20 a seat. Pickup feature that most grocery stores now offer can help you avoid going do! The fall and spring semesters we have several new blog subscribers just had to make sure I ’. Link to your inbox topic will also be options to find cheaper furnishings for convenience! Add and track goals like Mint does most popular free budgeting app, you can where... 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